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About Lisa DeVore

Posts by Lisa DeVore:

“Buying Down” Your Interest Rate – What That Means, and When It Makes Sense

What does it mean to “buy down” my interest rate? Essentially, every rate has a price.  And, to be clear, origination fees are the same as points – both are up front charges that are expressed as a percent of the loan.  For instance, a 1% origination fee (or point) on a $460,000 mortgage would(…)

Credit Tip: Avoid New Debt Before Closing

One of the questions we are sometimes asked is whether it’s okay to go ahead and start buying furniture and appliances now that the house is under contract and a closing date is scheduled.  Doing so can mean the death of an otherwise stress-free loan, so the answer is definitely NO! Incurring new debt impacts(…)

Need a Home Without Closing Delays? We Understand!

J. and I were recently talking about what separates us from our competitors. We talked about price, availability, product knowledge, reputation, etc. – all of the things that lenders most often talk about. But then we also got into a discussion about the benefits of closing on time. I’m no stranger to moving, and neither(…)